Manhattan, NY, Oct. 19, 2026 (GLOBE NEWSWIRE) — Republic Claims Associates, a public adjuster in Manhattan NY, has secured public adjuster licenses in Washington, D.C., Delaware, Vermont, Maryland, and Florida. The new licenses allow Republic Claims Associates to represent homeowners and business owners directly in all five jurisdictions when they file property insurance claims for fire, water, storm, and theft losses. The expansion adds to the firm’s principal offices in New York, New Jersey, and Pennsylvania. It also strengthens a network of affiliate offices that already reaches property owners across the United States.
Manhattan skyline at sunset, the service area where Republic Claims Associates works as a public adjuster Manhattan NY
Most states require a public adjuster to hold a license in the state where the damaged property is located. That rule matters for Manhattan residents and business owners who also own a second home in Florida, a rental unit in Maryland, or commercial space in Washington, D.C. Until now, a loss at one of those properties often meant hiring a new adjuster in an unfamiliar market. Republic Claims Associates can now handle those claims directly, supported by its network of nationwide public insurance adjusters and affiliate offices. The same team that manages a client’s New York claim can manage the next one, wherever it happens.
“People who own property in more than one state shouldn’t have to start over with a stranger every time something goes wrong,” said Frank Rivela, SPPA, founder of Republic Claims Associates. “We’ve been fighting for policyholders for 43 years. These licenses mean our clients in Manhattan, and everywhere else we work, can call us no matter where the damage happened.”
What the Expansion Means for Property Owners Working With a Public Adjuster in Manhattan NY
Republic Claims Associates handles property claims only. The firm represents owners of homes, co-ops, condominiums, apartment buildings, and commercial properties. It does not handle auto claims. Its work as a public adjuster in Manhattan NY covers:
- Fire and smoke damage
- Water damage from burst or broken pipes
- Wind, storm, and flood damage
- Burglary and vandalism losses
- Business interruption and loss of rents
- Emergency temporary relocation for displaced occupants
Manhattan presents its own claim challenges. A single burst pipe in a high-rise can damage several units and shared areas at once. A kitchen fire in a mixed-use building can shut down a ground-floor business for weeks. In those cases, the building’s insurer, the unit owner’s insurer, and the business owner’s insurer may all be involved. Sorting out which policy pays for what takes time, documentation, and experience, particularly for Manhattan co-op and condo claims, where master-policy-versus-unit-owner disputes are common.
That is where a public adjuster comes in. The adjuster sent by an insurance company works for the insurer. A public adjuster works for the policyholder. On each claim, Republic Claims Associates inspects and documents the damage, reviews the policy language, prepares a detailed estimate, and negotiates with the carrier on the owner’s behalf. When needed, the firm brings in architects, engineers, and appraisers to support the valuation.
Cost is often the first question property owners ask. Republic Claims Associates charges a percentage of the final settlement, so its fee comes from the money it recovers. For Manhattan landlords, co-op boards, and business owners facing a large loss, that structure keeps the firm’s interests tied directly to the client’s result.
The five new jurisdictions bring their own risks. Florida property owners deal with hurricane and wind claims. Owners in Maryland, Delaware, and Washington, D.C. face storm, water, and fire losses in older housing stock and dense commercial districts. Vermont homeowners contend with winter freeze damage and burst pipes. Republic Claims Associates applies the same process in each market: document everything, read the policy closely, and push for the full amount the coverage allows.
“A claim isn’t won by the insurance company’s first number,” Rivela said. “It’s won by showing exactly what was lost and holding the carrier to the policy. That’s the job, whether the building is on the Upper West Side or in Fort Lauderdale.”
Frank Rivela holds the Senior Professional Public Adjuster (SPPA) designation, placing him in the top 1% of adjusters in the field. He has spent 43 years in the property claims industry. Republic Claims Associates is a member of the National Association of Public Insurance Adjusters (NAPIA) and has handled more than $1 billion in property insurance claims.
The firm operates offices in Staten Island and Hampton Bays, New York; Woodbridge, New Jersey; and Bristol, Pennsylvania. Its affiliate offices extend coverage to catastrophe-level losses across the country, including large commercial claims that require a coordinated team on the ground.
With licenses now active in Washington, D.C., Delaware, Vermont, Maryland, and Florida, Republic Claims Associates gives Manhattan property owners one firm for claims in New York and beyond. Property owners can reach Republic Claims Associates at 6386 Amboy Rd, Staten Island, NY 10309 or by calling (718) 356-7000.
About Republic Claims Associates
Republic Claims Associates Inc. is a public adjusting firm founded by Frank Rivela, SPPA, that represents homeowners and business owners in property insurance claims. The firm handles fire, water, storm, theft, and business interruption claims and holds public adjuster licenses in New York, New Jersey, Pennsylvania, Washington, D.C., Delaware, Vermont, Maryland, Florida, and other states.
Water damage to a Manhattan high-rise ceiling, the kind of claim Republic Claims Associates handles as a public adjuster Manhattan NY
Press Inquiries
Republic Claims Associates Inc.
adjusters [at] rcaclaims.com
(718) 948-4308
https://www.adjustor.com/
6386 Amboy Rd, Staten Island, NY 10309
